{"id":4176,"date":"2024-09-30T04:49:37","date_gmt":"2024-09-30T08:49:37","guid":{"rendered":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/?page_id=4176"},"modified":"2024-11-06T09:09:31","modified_gmt":"2024-11-06T14:09:31","slug":"budget-et-compte-bancaire","status":"publish","type":"page","link":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/budget-et-compte-bancaire","title":{"rendered":"Budget et compte bancaire"},"content":{"rendered":"\n<div class=\"wp-block-ab-animate block13 bs-Z18JTNT d-block d-xl-flex align-items-center\">\n<div class=\"wp-block-ab-animate block14 bs-oExls\">\n<div class=\"wp-block-ab-animate\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"841\" height=\"559\" src=\"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/8-finance_cout-vie.jpg\" alt=\"\" class=\"wp-image-5854\" style=\"object-fit:cover;width:450px;height:310px\" srcset=\"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/8-finance_cout-vie.jpg 841w, https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/8-finance_cout-vie-300x199.jpg 300w, https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/8-finance_cout-vie-768x510.jpg 768w\" sizes=\"(max-width: 841px) 100vw, 841px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block15 bs-Z1c3sWR\">\n<div class=\"wp-block-ab-animate block16 bs-ZmNAYt\">\n<h2 class=\"wp-block-heading\">Co\u00fbt de la vie et budget<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block17 bs-Z1OOGq2\">\n<p class=\"p-block bs-Z2g6Bqs\">Le site<a href=\"https:\/\/immigrantquebec.com\/fr\/preparer\/cout-de-la-vie\/cout-vie-quebec\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Immigrant Qu\u00e9bec <\/a>donne un aper\u00e7u du co\u00fbt de la vie au Qu\u00e9bec et&nbsp;vous aide \u00e0 pr\u00e9voir vos d\u00e9penses.<\/p>\n\n\n\n<p>Vous pouvez recevoir de l&rsquo;aide gratuitement avec L\u2019Association coop\u00e9rative d\u2019\u00e9conomie familiale de Lanaudi\u00e8re (<a href=\"https:\/\/aceflanaudiere.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">ACEF Lanaudi\u00e8re<\/a>) pour&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vos finances personnelles (budget, cr\u00e9dit, endettement)<\/li>\n\n\n\n<li>Vos droits lors d\u2019achats aupr\u00e8s de commer\u00e7ants, selon les lois de\u00a0l\u2019<a href=\"https:\/\/www.opc.gouv.qc.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Office de\u00a0la protection du consommateur<\/a><\/li>\n<\/ul>\n\n\n\n<p>Leurs conseils sont neutres, car ils n\u2019ont rien \u00e0 vendre!<\/p>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate\"><\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n<div class=\"wp-block-ab-animate content-all bs-Z1ETMzR\">\n<div class=\"wp-block-ab-animate block4 bs-2rjbJe\">\n<div class=\"wp-block-group deborder-right block5 has-background bs-1bzDjc\" style=\"background-color:#fee86d\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-ab-animate d-lg-flex align-items-center\">\n<div class=\"wp-block-ab-animate mark6 bs-2r8kEm\">\n<div class=\"wp-block-ab-animate block7 bs-2hgwwJ text-center\">\n<figure class=\"wp-block-image size-full is-resized mob-deborde\"><img decoding=\"async\" src=\"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/8-finance_compte-bancaire-illust.svg\" alt=\"\" class=\"wp-image-5875\" style=\"object-fit:cover;width:487px;height:330px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block6 bs-ZQWlh1\">\n<div class=\"wp-block-ab-animate block8 bs-Z1unnzk\">\n<h2 class=\"wp-block-heading\">Ouverture d\u2019un compte bancaire<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block9 bs-1Cur9C\">\n<p>Lors de votre arriv\u00e9e, il est important d\u2019ouvrir un compte bancaire dans une institution financi\u00e8re. Vous aurez besoin de deux pi\u00e8ces d\u2019identit\u00e9 autoris\u00e9es.<\/p>\n\n\n\n<p>Vous pouvez ouvrir un compte m\u00eame si vous&nbsp;n\u2019avez&nbsp;pas&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>d\u2019emploi;<\/li>\n\n\n\n<li>d\u2019argent;<\/li>\n\n\n\n<li>votre citoyennet\u00e9 canadienne.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate\"><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n\n\n<div class=\"wp-block-ab-animate block2 bs-Z11OYT3\">\n\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block3 bs-ZdwY4\"><\/div>\n\n\n\n<div class=\"wp-block-ab-animate block20 bs-2mseU1\">                <div class=\"block-info\" style=\"--color: #0DA0DE;\">\n                    <div class=\"block-info__container\">\n                        <div class=\"block-info__row\">\n                            <div class=\"block-info__header\">\n                                                                    <img decoding=\"async\" class=\"block-info__icon\" src=\"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/groupe-271.svg\" alt=\"\">\n                                                            <\/div>\n                            <div class=\"block-info__content\">                             \n                                <h4 class=\"block-info__title\">Conseil utile<\/h4>\n                                <div class=\"block-info__contenu\">\n                                    <p>Il est possible qu\u2019\u00e0 l\u2019ouverture d\u2019un compte bancaire, on vous sollicite pour des assurances. Vous n\u2019\u00eates pas dans l\u2019obligation d\u2019accepter. \u00c9valuez vos besoins et comparez les prix.<\/p>                                <\/div>\n                            <\/div>                            \n                        <\/div>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n\n\n<div class=\"wp-block-ab-animate block10 bs-5gBOf\">\n<div class=\"wp-block-ab-animate block11 bs-ZKPTAC\">\n<h2 class=\"wp-block-heading\">Pr\u00e9vention de la fraude<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block12 bs-ZgWSKg\">\n<p>Les fraudeurs peuvent se pr\u00e9senter comme travaillant au gouvernement, dans une banque ou dans une compagnie de cr\u00e9dit. Ils vous demanderont des renseignements personnels et un paiement imm\u00e9diat, sous pr\u00e9texte d\u2019imp\u00f4ts impay\u00e9s, d\u2019un dossier administratif incomplet, de compte en souffrance, etc.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate\">\n<div class=\"wp-block-buttons btn-block  bs-17iIl1 is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-ab-animate block21 bs-23ASX6\">                <div class=\"block-info\" style=\"--color: #F26421;\">\n                    <div class=\"block-info__container\">\n                        <div class=\"block-info__row\">\n                            <div class=\"block-info__header\">\n                                                                    <img decoding=\"async\" class=\"block-info__icon\" src=\"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-content\/uploads\/2024\/10\/groupe-1063.svg\" alt=\"\">\n                                                            <\/div>\n                            <div class=\"block-info__content\">                             \n                                <h4 class=\"block-info__title\">Attention<\/h4>\n                                <div class=\"block-info__contenu\">\n                                    <p>On ne communiquera jamais avec vous par t\u00e9l\u00e9phone, messagerie&nbsp;texte ou courriel pour vous demander des informations confidentielles telles que votre NAS, num\u00e9ro de carte bancaire ou&nbsp;de cr\u00e9dit! Signalez imm\u00e9diatement une carte bancaire ou&nbsp;de&nbsp;cr\u00e9dit perdue ou vol\u00e9e!<\/p>                                <\/div>\n                            <\/div>                            \n                        <\/div>\n                    <\/div>\n                <\/div>\n                <\/div>\n\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4176","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/pages\/4176"}],"collection":[{"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/comments?post=4176"}],"version-history":[{"count":50,"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/pages\/4176\/revisions"}],"predecessor-version":[{"id":7082,"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/pages\/4176\/revisions\/7082"}],"wp:attachment":[{"href":"https:\/\/mrclassomption.qc.ca\/guide-nouveaux-arrivants\/wp-json\/wp\/v2\/media?parent=4176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}